In line with our commitment to deepening engagement with key member companies and strengthening U.S.–Ghana commercial partnerships, the American Chamber of Commerce, Ghana, recently hosted a strategic meeting with the leadership of Cummins Africa and the Middle East, led by Mr. Kweku Fin Winful, Executive Director for AME-DBU & Central.

The AmCham CEO, Doris Kafui Afanyedey, received the team as part of AmCham Ghana’s broader effort to better understand the evolving needs of its members while positioning the Chamber as a central platform for advocacy, business facilitation, and regional expansion.

Driving Member-Centric Engagement

During the discussions, Doris highlighted AmCham’s renewed focus on direct member engagement, ensuring that the Chamber’s initiatives are shaped by real business challenges and opportunities. This approach includes structured outreach to member companies and deeper collaboration across sectors to amplify impact.

A key highlight was the successful rollout of six sector committees, covering critical areas such as Energy, Extractive, and Infrastructure Sector Committee, in which Cummins belongs, and the impact on generating actionable insights, and identifying multiple industry concerns that are then consolidated for targeted policy engagement.

A central theme of the meeting was the opportunity to position Ghana as a gateway to West Africa, leveraging its stability, improving the business environment, and strategic location.

Expanding Advocacy & Business Support

Discussions explored how companies like Cummins can use Ghana as a base to serve the wider region, particularly in sectors such as mining, energy, logistics, and infrastructure. The conversation also underscored the importance of regional trade frameworks and supply chain efficiencies in unlocking this potential.

Both AmCham Ghana and Cummins reaffirmed their commitment to strengthening collaboration, particularly in:

· Sector-specific engagements and knowledge sharing

· Policy advocacy on key industry challenges

· Facilitating strategic connections across government and industry

· Supporting regional expansion strategies

The American Chamber of Commerce, Ghana (AmCham Ghana) successfully convened the maiden meeting of its Legal, Policy & Governance (LPG) Sector Committee on Tuesday, 17th March 2026, marking another significant step in strengthening structured private sector advocacy in Ghana.

The meeting brought together leading representatives from Legal Firms, Human Capital Consulting Organizations, and Development Organizations sector institutions, and the U.S. Embassy, reinforcing the Chamber’s commitment to inclusive, multi-stakeholder dialogue

Regulatory Inefficiencies Remain a Pain Point

Participants flagged persistent bottlenecks in company registration, licensing, and tax administration, citing significant delays at the Office of the Registrar of Companies (ORC) and inconsistencies between the ORC and the Ghana Revenue Authority (GRA). These misalignments creating unnecessary friction for businesses trying to operate and grow.

Tax compliance emerged as a particularly complex challenge, especially for NGOs and project-based organizations. Ambiguities in activity classification often result in unexpected tax liabilities, placing added administrative and financial burdens on organizations. Members called for clearer guidelines and more proactive engagement with the GRA to reduce disputes and improve compliance outcomes.

Judicial System and Dispute Resolution Under Scrutiny

Concerns were raised about the declining effectiveness of commercial courts, with participants noting that limited judicial specialization in commercial matters has led to delays and inconsistent rulings, undermining business confidence. While alternative dispute resolution (ADR) mechanisms such as arbitration were recognized as viable solutions, challenges including high costs, limited standardization, and insufficient practitioner expertise continue to constrain their uptake.

Policy Development Needs Private Sector Input

Members called for more inclusive stakeholder consultation in the development of regulations and policy directives, observing that many policies are introduced with insufficient engagement, resulting in gaps between regulatory intent and practical implementation. Greater collaboration between regulators and the private sector was identified as essential to producing more effective, business-friendly policy outcomes.

The committee also stressed the importance of timely and accessible information. Recommendations included leveraging newsletters, email briefings, and digital platforms to keep members informed of policy changes and compliance updates as they happen.

The Road Ahead

AmCham Ghana reaffirmed its commitment to structured advocacy and deepened engagement with key institutions, including the GRA, ORC, and other regulatory bodies. Plans are underway to explore partnerships that support legal reform, capacity building, and improved dispute resolution mechanisms.

The session concluded with a call for stronger coordination among committee members and the nomination of leadership to guide the committee’s work. Quarterly engagements will continue to serve as a platform for identifying challenges, advancing solutions, and championing a more efficient and transparent business environment in Ghana.

AmCham Ghana this week held a strategic discussion with the Corporate Insolvency and Restructuring Professionals (CIRIP), focusing on strengthening Ghana’s corporate recovery frameworks, legal processes, and long-term business sustainability.

The conversation centered on the evolution of Ghana’s insolvency and restructuring regime, particularly legislative reforms in recent years that have deliberately shifted the national approach away from liquidation toward business recovery and rehabilitation. CIRIP outlined its role in this space: deploying multidisciplinary teams of accountants, lawyers, and bankers to stabilize distressed companies and chart a path toward sustainable operations.

From Collapse to Recovery, How the Framework Works

Under Ghana’s current framework, companies facing financial distress can be granted temporary protection from creditor actions, creating a window for reorganization and restructuring. The intent is clear: preserve viable businesses, protect jobs, and sustain economic activity, rather than allowing recoverable enterprises to collapse under short-term pressure.

Key Gaps Are Holding Back Progress

Despite the framework’s promise, critical challenges remain. Chief among them is low awareness, too many businesses only seek restructuring support when financial distress has already reached an advanced, harder-to-reverse stage. Early intervention, participants agreed, dramatically improves recovery outcomes and reduces the risk of job losses and broader economic fallout.

The absence of dedicated recovery financing is another significant constraint. Distressed companies often lack the capital needed to stabilize operations during restructuring, limiting the effectiveness of even well-structured interventions.

Institutional capacity gaps also persist. Delays in court processes, limited judicial specialization in restructuring matters, and the ongoing need for practitioner training continue to slow case resolution and reduce confidence in the system. Progress has been made, but further investment in capacity building and system efficiency is needed to fully unlock the framework’s potential.

The Case for Local Expertise

AmCham Ghana spotlighted an important opportunity: many multinational and regional companies operating in Ghana rely on external decision-making frameworks that don’t always account for local regulatory and operational realities. This creates a strong case for closer collaboration with Ghana-based restructuring professionals who understand the terrain.

The issue of confidentiality also came up, a double-edged dynamic where protecting distressed businesses during intervention limits the ability to publicly document successful recoveries and build broader market awareness of what structured restructuring can achieve.

Deepening the Collaboration

Both parties identified concrete opportunities to work together, through forums, targeted member engagements, and knowledge-sharing sessions designed to raise awareness of restructuring options among AmCham’s membership. There was strong consensus that business recovery and insolvency discussions should be woven into broader conversations around corporate governance, investment protection, and economic resilience.

The meeting concluded with a shared commitment to deepen the partnership, increase visibility of CIRIP’s work within the AmCham network, and explore how CIRIP can be integrated into upcoming AmCham programs, ensuring member companies have timely access to the expertise they need to navigate financial and operational challenges before it’s too late

AmCham Ghana CEO Doris Afranyedey recently met with World Trade Center Ghana Managing Director Yvonne Botchey for a productive exploratory discussion on formalizing a strategic partnership between the two organizations. The meeting offered both leaders an opportunity to share their respective mandates, compare strategic directions, and identify areas of natural alignment.

WTC Ghana, a licensed member of a global network of over 330 World Trade Centers across 100 countries, is currently undergoing a strategic transformation under new leadership, expanding beyond its facilities roots into trade missions, investment services, and business development. AmCham Ghana, similarly, is deepening its sector engagement model and growing its trade facilitation offerings for businesses looking to enter or expand in the Ghanaian market.

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The American Chamber of Commerce in Ghana convened the inaugural sitting of its Health, Hospitality, Logistics, and Aviation Committee, a milestone gathering that brought together business leaders from across aviation, logistics, healthcare, pharmaceuticals,and hospitality to chart a shared advocacy course for 2026.

More than a formal meeting, the session was a frank, working conversation, a space where members could speak candidly about the realities facing their industries and get aligned on where collective action can make the greatest difference. Members used the platform to surface industry-specific pain points, identify common ground, and map out how the private sector can engage more effectively with government institutions and regulators.

The conversation was energetic and wide-ranging, but a few clear themes ran through it: businesses need to be consulted earlier in policy and regulatory processes, rules need to be more predictable, and the public-private dialogue that drives investment and service quality needs to be meaningfully strengthened.

On the specifics, members raised a substantive list of concerns, from newly introduced aviation charges and the proposed move of select airlines to Terminal 2, to Ghana’s lagging e-visa rollout and the untapped potential of medical tourism. Discussions also touched on access to private healthcare financing, long-overdue payments from public sector clients, bottlenecks in pharmaceutical reimbursement and regulatory approvals, customs-related delays in logistics, and the need for better visibility into bills and policy proposals before they take effect.

The committee left the session with a clear mandate, translate these priorities into coordinated, evidence-based advocacy that moves the needle for the sectors it represents.

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Accra, Ghana – Tuesday, 3rd March 2026 – The American Chamber of Commerce in Ghana (AmCham Ghana), led by CEO Doris Kafui Afanyedey, successfully convened the maiden meeting of the Financial Services & Professional Advisory Sector Committee at the Chamber Secretariat. The meeting marked an important step in strengthening collaboration between industry leaders and policymakers to address key challenges and opportunities within Ghana’s financial services ecosystem.

The session brought together representatives from leading financial institutions, insurance firms, advisory services, and development partners. Participants included Kofi Pianim and Peter Vanderpuje of First National Bank Ghana; Sheila Wristberg of Irisk Management; Joseph Ampofo of Enterprise Group PLC; Emmanuel Moses Afful of OmniBSIC Bank; Shaibu Ali of KEK Insurance; Winifred Nkansah of GCB Bank PLC; Joshua Sowah of EMWA (Edward Mensah, Wood & Associates); Gideon Bosompem, Clara Amarteifio Taylor, and Frank Andoh of PwC Ghana; Peter Osei-Duah of Allstar Insurance Brokers; Herbert Morrison of Morrison & Associates; Enyonam Dovlo of Citibank N.A.; and Kingsley Abrokwah of Old Mutual Ghana.

The meeting also welcomed representatives from the U.S. Embassy in Ghana, including Victoria Agbai, Commercial Specialist at the Embassy’s Commercial Section, reinforcing the shared commitment to strengthening U.S.–Ghana trade and investment relations within the financial services sector.

Discussions during the meeting focused on setting the foundation for the committee’s work by aligning members on its mandate, vision, and strategic priorities. Members engaged in discussions on key regulatory and policy issues affecting the sector, including tax compliance challenges, regulatory engagement with institutions such as the Bank of Ghana and the Ghana Revenue Authority, as well as broader industry concerns impacting financial sector stability, investment, and business operations.

Committee members also explored opportunities to strengthen advocacy through structured dialogue with regulators and policymakers, while emphasizing the importance of data-driven policy engagement to support a more predictable and competitive financial services environment. In addition, discussions highlighted the need for continued industry collaboration on emerging areas such as financial technology, digital transformation, and virtual assets.

The meeting further outlined priority areas for the committee’s 2026 workplan, including regulatory engagement with key government institutions, targeted policy advocacy on taxation and compliance issues, capacity-building initiatives for members, and strategic dialogue with regulators and development partners.

This engagement underscores AmCham Ghana’s continued commitment to providing strategic platforms that enable its members to actively contribute to policy dialogue, strengthen industry collaboration, and advance the broader U.S.–Ghana commercial partnership through a more resilient and innovative financial services sector.

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AmCham Ghana’s Consumer Goods & Retail and Agribusiness Committee, led by Chief Executive Officer Doris Kafui Afanyedey and Committee Vice Chairman Max, Managing Director of Cargill Ghana, held a high-level engagement with Professor George Agyei, Director-General of the Ghana Standards Authority (GSA).

The meeting focused on strengthening collaboration to address the growing influx of substandard goods, enhance enforcement mechanisms, and improve market integrity.

Professor Agyei underscored the urgent need for stronger enforcement, improved intelligence systems, and deeper collaboration with the private sector to safeguard consumer safety and investor confidence.

Earlier this week, AmCham Ghana hosted the Ghana Free Zones Authority (GFZA) for a strategic discussion on export-driven incentives and business opportunities.

The session, led by CEO Doris Afanyedey and Director of Business Development & Research Mr. Edward Adu-Ntiamoah, highlighted key benefits under the Free Zones Programme, including up to 10 years of corporate tax exemption for companies exporting at least 70% of their production, with no requirement to operate within a free zone enclave.

Ms. Afanyedey noted that some long-standing AmCham members, despite significant investments in local infrastructure, could benefit from improved aftercare support similar to what is available to companies located in the Free Zones, if they were to operate within that enclave.

Key challenges highlighted include persistent delays in the clearance of equipment at the ports, resulting in high demurrage costs, with such delays risking erosion of investor confidence.

She called for structured engagement between AmCham members and the GFZA, particularly for companies in the export space, to ensure they fully utilize available offerings. Key areas of focus should include customs clearance facilitation, timely delivery of fiscal incentives, and structured expansion support, all aimed at protecting existing investments and strengthening the operating environment.

The engagement reinforced the need for stronger alignment between incentives and operational efficiency to drive investment and competitiveness.

ACCRA, Ghana – 26th February 2026 –The American Chamber of Commerce in Ghana (AmCham Ghana), in collaboration with the Ghana Investment Promotion Centre (GIPC), hosted the first of AmCham’s US-Ghana Commercial Dialogue series, bringing together public and private sector leaders to deepen U.S.–Ghana investment partnerships and explore new growth opportunities.

AmCham CEO, Doris Kafui Afanyedey, reiterated that AmCham Ghana will continue to act as a structured bridge between private sector realities and public policy ambition. She emphasized that the Chamber would continue to advocate and convene constructive dialogue with governmental organizations that will lead to solutions. AmCham Ghana represents companies that collectively account for significant capital, employment, technology transfer, and tax contributions to the Ghana economy, and as captive investment partners, members need to be clear on how their investment can be protected.

The forum featured a keynote presentation by the Chief Executive Officer of GIPC, Mr. Simon Madjie, who provided insights into Ghana’s economic outlook and the country’s positioning as a preferred investment destination in Africa.

Ghana’s economy is projected to reach US$112 billion in 2025, with an expected 5.8% growth rate, supported by improving macroeconomic indicators. Inflation has declined to 3.8% as of January 2026, reflecting ongoing efforts to stabilize the economy and strengthen investor confidence.

Speaking at the forum, Mr. Madjie highlighted Ghana’s strong fundamentals, including its stable democratic environment, strategic location for global trade, and access to major international markets through frameworks such as AfCFTA, AGOA, and bilateral trade agreements.

Mr. Madjie further emphasised Ghana’s growing role as a commercial hub in Africa, supported by strong capital markets, investor-friendly policies, and the free repatriation of profits, dividends, and capital.

Trade relations between Ghana and the United States continue to strengthen, with total bilateral trade reaching US$2.5 billion in 2025, underscoring the depth of economic engagement between both countries.

The forum also highlighted significant investment opportunities across key sectors of the economy, including agriculture and agro-processing, manufacturing, energy, infrastructure, digital services, tourism, and real estate. These sectors present strong potential for value creation, job generation, and export growth.

A major point of discussion was the government’s flagship “Big Push” infrastructure programme, including the development of the Accra–Kumasi Expressway, aimed at improving logistics efficiency, reducing transport costs, and unlocking new industrial and commercial corridors.

The engagement forms part of AmCham Ghana’s ongoing efforts to provide a platform for dialogue between the government and the private sector, with a focus on strengthening investor confidence, addressing business challenges, and advancing sustainable economic growth.

Joining Mr. Madjie from the GIPC were Emmanuel Osei Head of Technology Transfer Agreements Department, Eugenia Okyere the Head of Research and International Cooperation, Zainabu Issah, the Public Relations Officer, and Peter Adu, a member of the Marketing and Communication team